WE HELP YOU in building your credit score
GIVING A BOOST TO YOUR CREDIT SCORE AND FINANCES
Personal / Identity Errors
Mistakes in your basic details that can cause your report to get mixed up with someone else’s.
-
Wrong name spelling or gender
-
Incorrect date of birth
-
Wrong address or old addresses still showing
-
Wrong PAN, Aadhaar, phone, or email
-
Report showing accounts that belong to another person with a similar name
Account-Related Errors
Problems in how your loans or credit cards are listed.
-
Loan or credit card you never took (possible fraud or clerical error)
-
Same account appearing twice (duplicate entry)
-
Wrong loan type or account number
-
Account marked “open” even after full closure
-
EMI or card payments not updated despite paying
Payment History Errors
These directly affect your score and are usually the most urgent to fix.
-
EMI marked “late” or “default” even when paid on time
-
“Settled” or “Written-off” status despite full payment
-
Wrong DPD (Days Past Due) entries
-
Incorrect overdue amounts
-
Loan shown as non-performing asset (NPA) by mistake
Credit Enquiry Errors
Mistakes in the “Enquiries” section where lenders check your score.
-
Too many hard enquiries listed that you never made
-
Duplicate enquiry entries for the same loan request
-
Enquiries from unknown lenders (possible identity misuse)
Fraud / Identity Theft
These are serious and need both CIBIL and police complaint follow-ups.
-
Loan/credit card fraudulently opened in your name
-
Unrecognised accounts with outstanding amounts
-
Enquiries from lenders you never interacted with
Outdated Information
Data that should have been updated but wasn’t.
-
Closed loans still showing as active
-
Cleared dues not reflecting
-
Old overdue status remaining despite payment
Accounts not updated after restructuring or settlement
Top Articles For You
Our Benefits
Our focus is on delivering reliable credit repair solutions that bring tangible results to our clients.
Our services are tailored to meet the unique needs of each client, and we take a personalized approach to every transaction.
Personal Loans
Tailored Financial Solutions
Our personal loan services cater to diverse needs, offering flexible repayment plans and competitive interest rates.
Home Loans
Realize Your Homeownership Dream
We assist in securing home loans with favorable terms, making homeownership achievable for our clients.
Business Loans
Fueling Entrepreneurial Ventures
Our business loans provide the necessary capital for growth and development, empowering entrepreneurs to reach new heights.
Education Loans
Invest in Your Future
We offer educational loans that support learning aspirations, ensuring access to quality education without financial barriers.
.png)
.png)
.png)
BANKING
Partners
Customer REVIEWS
5/5
"They helped me to remove accounts which doesn't belong to me in my cibil report. And Increased the score and guided me how to make correct payments to increase the score."
5/5
"I’m very thankful to Swayamkrush CIBIL Services for their excellent support. My CIBIL score improved from 661 to 745 with their proper guidance and follow-up.
Even after clearing my dues with Nahar Credits in March 2025, it was not updated in my CIBIL report. The team at Swayamkrush CIBIL Services took immediate action, followed up consistently, and ensured the account was updated correctly.
Because of their efforts, my score increased significantly. I truly appreciate their professionalism, transparency, and dedication. Highly recommended for anyone facing CIBIL-related issues!"
5/5
Sravani Reddy
“I’m Shravani, and my CIBIL report showed an overdue and written-off status even though I had already cleared my dues. My score had dropped to 645. Then I came across Swayamkrush CIBIL Services. Their team was extremely supportive, verified all the details, and took immediate action to fix the issue. Within a few days, my CIBIL report was corrected, and my score increased to 728. I’m so grateful for their genuine service and constant updates — truly a trustworthy team!”
Quick Inquiry
Our team is on the mission to assist people with their requirements.